Today is the first day that free annual credit reports are available in all states. You can request a credit report from each of the three major credit reporting companies. To get your credit report you can either call 1-877-322-8228 or go to AnnualCreditReport.com.
You can use your free credit reports to make sure there are no errors in your credit history. The credit reports are also an effective tool to monitor your credit activities to make sure that no one has stolen your identity and opened lines of credit in your name.
Take advantage of this free service. I’m sure many of you have had to pay for credit reports in the past. Now you can do it for free!